Living Wage Calculation for Saginaw, MI

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $9.70 $21.26 $26.65 $33.17 $16.32 $20.58 $23.05 $25.33 $12.19 $7.79 $12.19 $14.62 $16.95
Poverty Wage $5.00 $7.00 $9.00 $11.00 $7.00 $9.00 $11.00 $13.00 $3.00 $4.00 $5.00 $6.00
Minimum Wage $8.50 $8.50 $8.50 $8.50 $8.50 $8.50 $8.50 $8.50 $8.50 $8.50 $8.50 $8.50

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $3,047 $4,613 $6,867 $9,073 $5,587 $7,069 $9,079 $11,031 $5,587 $7,069 $9,079 $11,031
Child Care $0 $6,680 $10,894 $15,109 $0 $0 $0 $0 $0 $6,680 $10,894 $15,109
Medical $1,973 $5,420 $5,134 $5,294 $4,344 $5,134 $5,294 $5,152 $4,344 $5,134 $5,294 $5,152
Housing $5,244 $8,508 $8,508 $11,208 $6,588 $8,508 $8,508 $11,208 $5,244 $8,508 $8,508 $11,208
Transportation $4,235 $8,042 $10,504 $11,460 $8,042 $10,504 $11,460 $11,498 $8,042 $10,504 $11,460 $11,498
Other $2,560 $4,175 $5,027 $6,260 $4,175 $5,027 $6,260 $5,702 $4,175 $5,027 $6,260 $5,702
Required annual income after taxes $17,059 $37,438 $46,934 $58,404 $28,735 $36,243 $40,601 $44,592 $27,391 $42,923 $51,495 $59,701
Annual taxes $3,111 $6,783 $8,491 $10,579 $5,207 $6,568 $7,352 $8,095 $5,022 $7,769 $9,312 $10,813
Required annual income before taxes $20,170 $44,220 $55,425 $68,983 $33,942 $42,811 $47,953 $52,687 $50,692 $32,413 $50,692 $60,807 $70,514

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $87,470
Business & Financial Operations $56,210
Computer & Mathematical $60,980
Architecture & Engineering $68,730
Life, Physical, & Social Science $48,420
Community & Social Service $42,620
Legal $47,730
Education, Training, & Library $45,300
Arts, Design, Entertainment, Sports, & Media $35,290
Healthcare Practitioners & Technical $59,610
Healthcare Support $25,590
Protective Service $41,400
Food Preparation & Serving Related $19,110
Building & Grounds Cleaning & Maintenance $23,990
Personal Care & Service $20,320
Sales & Related $22,290
Office & Administrative Support $28,970
Farming, Fishing, & Forestry $0
Construction & Extraction $45,860
Installation, Maintenance, & Repair $39,500
Production $30,340
Transportation & Material Moving $33,990