Living Wage Calculation for Saginaw, MI

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.30 $22.33 $26.93 $34.67 $17.42 $20.10 $23.13 $25.41 $15.62 $8.33 $12.05 $15.03 $17.65
Poverty Wage $5.80 $7.81 $9.82 $11.83 $7.81 $9.82 $11.83 $13.84 $3.90 $4.91 $5.91 $6.92
Minimum Wage $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $3,050 $4,489 $6,755 $8,966 $5,592 $6,953 $8,975 $10,932 $5,592 $6,953 $8,975 $10,932
Child Care $0 $7,024 $12,211 $17,398 $0 $0 $0 $0 $0 $7,024 $12,211 $17,398
Medical $2,243 $5,403 $5,122 $5,179 $4,619 $5,122 $5,179 $4,849 $4,619 $5,122 $5,179 $4,849
Housing $5,748 $9,060 $9,060 $11,952 $7,128 $9,060 $9,060 $11,952 $5,748 $9,060 $9,060 $11,952
Transportation $4,173 $8,624 $9,053 $10,868 $8,624 $9,053 $10,868 $10,827 $8,624 $9,053 $10,868 $10,827
Other $2,877 $4,652 $5,131 $6,563 $4,652 $5,131 $6,563 $6,088 $4,652 $5,131 $6,563 $6,088
Required annual income after taxes $18,091 $39,252 $47,332 $60,927 $30,614 $35,319 $40,646 $44,648 $29,234 $42,343 $52,857 $62,046
Annual taxes $3,336 $7,204 $8,680 $11,183 $5,616 $6,484 $7,456 $8,205 $5,423 $7,768 $9,688 $11,386
Required annual income before taxes $21,428 $46,456 $56,012 $72,110 $36,230 $41,803 $48,102 $52,853 $48,734 $34,657 $50,111 $62,546 $73,432

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $85,516
Business & Financial Operations $58,200
Computer & Mathematical $63,919
Architecture & Engineering $65,559
Life, Physical, & Social Science $55,904
Community & Social Service $45,039
Legal $61,275
Education, Training, & Library $44,659
Arts, Design, Entertainment, Sports, & Media $35,762
Healthcare Practitioners & Technical $61,500
Healthcare Support $25,676
Protective Service $37,187
Food Preparation & Serving Related $19,988
Building & Grounds Cleaning & Maintenance $28,587
Personal Care & Service $21,710
Sales & Related $22,171
Office & Administrative Support $30,473
Farming, Fishing, & Forestry $0
Construction & Extraction $48,483
Installation, Maintenance, & Repair $40,457
Production $31,099
Transportation & Material Moving $36,593