Living Wage Calculation for Springfield, MA

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $13.30 $29.80 $38.95 $50.82 $21.65 $25.83 $29.25 $31.35 $10.41 $16.24 $21.27 $25.64
Poverty Wage $6.13 $8.29 $10.44 $12.60 $8.29 $10.44 $12.60 $14.75 $4.14 $5.22 $6.30 $7.38
Minimum Wage $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,690 $5,424 $8,118 $10,793 $6,764 $8,406 $10,806 $13,174 $6,764 $8,406 $10,806 $13,174
Child Care $0 $11,890 $23,779 $35,668 $0 $0 $0 $0 $0 $11,890 $23,779 $35,668
Medical $3,048 $7,364 $7,052 $7,192 $5,928 $7,052 $7,192 $6,845 $5,928 $7,052 $7,192 $6,845
Housing $7,952 $12,030 $12,030 $14,986 $9,441 $12,030 $12,030 $14,986 $7,952 $12,030 $12,030 $14,986
Transportation $4,332 $7,945 $9,889 $11,773 $7,945 $9,889 $11,773 $10,684 $7,945 $9,889 $11,773 $10,684
Civic $1,702 $3,655 $3,341 $3,879 $3,655 $3,341 $3,879 $3,743 $3,655 $3,341 $3,879 $3,743
Other $3,078 $5,023 $5,514 $6,665 $5,023 $5,514 $6,665 $6,684 $5,023 $5,514 $6,665 $6,684
Required annual income after taxes $23,801 $53,331 $69,722 $90,956 $38,756 $46,231 $52,345 $56,117 $37,267 $58,121 $76,123 $91,785
Annual taxes $3,858 $8,646 $11,303 $14,745 $6,283 $7,495 $8,486 $9,097 $6,042 $9,422 $12,341 $14,880
Required annual income before taxes $27,659 $61,977 $81,025 $105,702 $45,039 $53,726 $60,831 $65,215 $43,309 $67,543 $88,464 $106,665

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $96,750
Business & Financial Operations $67,419
Computer & Mathematical $77,240
Architecture & Engineering $82,243
Life, Physical, & Social Science $66,549
Community & Social Service $43,735
Legal $69,127
Education, Training, & Library $63,695
Arts, Design, Entertainment, Sports, & Media $49,157
Healthcare Practitioners & Technical $76,053
Healthcare Support $32,502
Protective Service $52,462
Food Preparation & Serving Related $28,420
Building & Grounds Cleaning & Maintenance $33,126
Personal Care & Service $29,904
Sales & Related $29,791
Office & Administrative Support $42,231
Farming, Fishing, & Forestry $35,623
Construction & Extraction $58,457
Installation, Maintenance, & Repair $52,472
Production $41,566
Transportation & Material Moving $34,027