Living Wage Calculation for Springfield, MA

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $11.88 $27.29 $31.29 $37.61 $18.96 $22.77 $25.25 $28.05 $9.00 $14.77 $16.95 $19.28
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,477 $5,124 $7,715 $10,233 $6,374 $7,933 $10,245 $12,474 $6,374 $7,933 $10,245 $12,474
Child Care $0 $12,373 $15,781 $19,189 $0 $0 $0 $0 $0 $12,373 $15,781 $19,189
Medical $2,660 $7,195 $6,851 $6,934 $5,895 $6,851 $6,934 $6,653 $5,895 $6,851 $6,934 $6,653
Housing $8,868 $13,404 $13,404 $16,800 $10,608 $13,404 $13,404 $16,800 $8,868 $13,404 $13,404 $16,800
Transportation $3,893 $7,094 $8,341 $9,650 $7,094 $8,341 $9,650 $9,540 $7,094 $8,341 $9,650 $9,540
Other $2,785 $4,633 $5,030 $5,855 $4,633 $5,030 $5,855 $5,729 $4,633 $5,030 $5,855 $5,729
Required annual income after taxes $21,683 $49,823 $57,123 $68,660 $34,603 $41,560 $46,087 $51,196 $32,863 $53,933 $61,868 $70,385
Annual taxes $3,025 $6,950 $7,969 $9,578 $4,827 $5,798 $6,429 $7,142 $4,584 $7,524 $8,631 $9,819
Required annual income before taxes $24,708 $56,773 $65,091 $78,238 $39,430 $47,358 $52,516 $58,338 $37,448 $61,457 $70,499 $80,204

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $92,276
Business & Financial Operations $65,077
Computer & Mathematical $80,271
Architecture & Engineering $76,032
Life, Physical, & Social Science $62,145
Community & Social Service $40,984
Legal $76,711
Education, Training, & Library $63,029
Arts, Design, Entertainment, Sports, & Media $45,284
Healthcare Practitioners & Technical $73,265
Healthcare Support $33,228
Protective Service $52,588
Food Preparation & Serving Related $25,204
Building & Grounds Cleaning & Maintenance $29,997
Personal Care & Service $29,020
Sales & Related $26,911
Office & Administrative Support $38,813
Farming, Fishing, & Forestry $36,221
Construction & Extraction $54,985
Installation, Maintenance, & Repair $51,456
Production $38,978
Transportation & Material Moving $34,400