Living Wage Calculation for Springfield, MA

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $16.25 $35.02 $45.85 $61.19 $25.44 $30.84 $36.70 $39.19 $12.25 $19.21 $25.93 $30.97
Poverty Wage $6.19 $8.38 $10.56 $12.74 $8.38 $10.56 $12.74 $14.92 $4.19 $5.28 $6.37 $7.46
Minimum Wage $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,891 $5,734 $8,613 $11,425 $7,133 $8,878 $11,446 $13,934 $7,133 $8,878 $11,446 $13,934
Child Care $0 $12,781 $25,562 $38,343 $0 $0 $0 $0 $0 $12,781 $25,562 $38,343
Medical $2,612 $7,680 $7,467 $7,777 $5,465 $7,467 $7,777 $7,566 $5,465 $7,467 $7,777 $7,566
Housing $8,038 $12,181 $12,181 $15,148 $9,613 $12,181 $12,181 $15,148 $8,038 $12,181 $12,181 $15,148
Transportation $4,244 $7,531 $9,791 $11,565 $7,531 $9,791 $11,565 $12,560 $7,531 $9,791 $11,565 $12,560
Civic $3,207 $5,149 $6,361 $8,307 $5,149 $6,361 $8,307 $6,603 $5,149 $6,361 $8,307 $6,603
Other $5,275 $7,867 $7,197 $10,471 $7,867 $7,197 $10,471 $10,128 $7,867 $7,197 $10,471 $10,128
Required annual income after taxes $27,390 $59,046 $77,296 $103,158 $42,882 $51,998 $61,869 $66,062 $41,307 $64,779 $87,431 $104,405
Annual taxes $6,404 $13,805 $18,072 $24,119 $10,026 $12,158 $14,465 $15,446 $9,658 $15,146 $20,442 $24,410
Required annual income before taxes $33,794 $72,851 $95,368 $127,277 $52,908 $64,156 $76,334 $81,507 $50,965 $79,925 $107,873 $128,815

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $104,346
Business & Financial Operations $75,061
Computer & Mathematical $82,946
Architecture & Engineering $87,077
Life, Physical, & Social Science $74,611
Community & Social Service $49,434
Legal $84,273
Education, Training, & Library $69,785
Arts, Design, Entertainment, Sports, & Media $53,115
Healthcare Practitioners & Technical $79,629
Healthcare Support $37,033
Protective Service $56,582
Food Preparation & Serving Related $32,036
Building & Grounds Cleaning & Maintenance $36,872
Personal Care & Service $32,699
Sales & Related $33,694
Office & Administrative Support $44,469
Farming, Fishing, & Forestry $41,687
Construction & Extraction $62,156
Installation, Maintenance, & Repair $54,731
Production $44,309
Transportation & Material Moving $38,360