Living Wage Calculation for South Bend-Mishawaka, IN

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $16.14 $32.47 $40.99 $52.88 $26.40 $32.29 $37.16 $40.91 $12.82 $18.26 $22.81 $26.80
Poverty Wage $6.53 $8.80 $11.07 $13.34 $8.80 $11.07 $13.34 $15.61 $4.40 $5.54 $6.67 $7.81
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $4,010 $5,919 $8,894 $11,789 $7,352 $9,159 $11,812 $14,374 $7,352 $9,159 $11,812 $14,374
Child Care $0 $7,155 $14,311 $21,467 $0 $0 $0 $0 $0 $7,155 $14,311 $21,467
Medical $3,238 $8,571 $8,581 $8,507 $6,655 $8,581 $8,507 $8,660 $6,655 $8,581 $8,507 $8,660
Housing $8,276 $11,512 $11,512 $14,737 $9,554 $11,512 $11,512 $14,737 $8,276 $11,512 $11,512 $14,737
Transportation $5,356 $9,634 $11,780 $14,164 $9,634 $11,780 $14,164 $15,187 $9,634 $11,780 $14,164 $15,187
Civic $2,959 $5,878 $6,565 $8,951 $5,878 $6,565 $8,951 $7,118 $5,878 $6,565 $8,951 $7,118
Other $4,811 $8,394 $9,905 $10,871 $8,394 $9,905 $10,871 $12,160 $8,394 $9,905 $10,871 $12,160
Required annual income after taxes $28,782 $57,195 $71,679 $90,617 $47,599 $57,633 $65,949 $72,367 $46,320 $64,789 $80,260 $93,834
Annual taxes $4,794 $10,351 $13,582 $19,365 $7,307 $9,521 $11,341 $12,727 $7,017 $11,158 $14,615 $17,639
Required annual income before taxes $33,576 $67,545 $85,262 $109,982 $54,906 $67,154 $77,290 $85,094 $53,337 $75,947 $94,876 $111,472

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $95,050
Business & Financial Operations $66,968
Computer & Mathematical $68,798
Architecture & Engineering $82,282
Life, Physical, & Social Science $65,193
Community & Social Service $49,206
Legal $71,709
Education, Training, & Library $52,459
Arts, Design, Entertainment, Sports, & Media $42,922
Healthcare Practitioners & Technical $67,839
Healthcare Support $32,437
Protective Service $51,841
Food Preparation & Serving Related $25,865
Building & Grounds Cleaning & Maintenance $32,183
Personal Care & Service $26,648
Sales & Related $32,227
Office & Administrative Support $41,080
Farming, Fishing, & Forestry $34,201
Construction & Extraction $53,275
Installation, Maintenance, & Repair $51,753
Production $41,224
Transportation & Material Moving $39,901