Living Wage Calculation for South Bend-Mishawaka, IN

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $13.42 $27.35 $33.53 $42.49 $22.14 $26.51 $30.09 $31.92 $10.76 $15.05 $18.63 $21.34
Poverty Wage $6.13 $8.29 $10.44 $12.60 $8.29 $10.44 $12.60 $14.75 $4.14 $5.22 $6.30 $7.38
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,246 $4,771 $7,141 $9,494 $5,950 $7,394 $9,505 $11,589 $5,950 $7,394 $9,505 $11,589
Child Care $0 $6,167 $12,333 $18,500 $0 $0 $0 $0 $0 $6,167 $12,333 $18,500
Medical $2,848 $7,811 $7,499 $7,639 $5,746 $7,499 $7,639 $7,292 $5,746 $7,499 $7,639 $7,292
Housing $7,036 $10,015 $10,015 $12,842 $8,100 $10,015 $10,015 $12,842 $7,036 $10,015 $10,015 $12,842
Transportation $5,149 $9,443 $11,753 $13,993 $9,443 $11,753 $13,993 $12,698 $9,443 $11,753 $13,993 $12,698
Civic $1,956 $4,200 $3,838 $4,457 $4,200 $3,838 $4,457 $4,300 $4,200 $3,838 $4,457 $4,300
Other $2,835 $4,620 $5,070 $6,127 $4,620 $5,070 $6,127 $6,145 $4,620 $5,070 $6,127 $6,145
Required annual income after taxes $23,069 $47,026 $57,649 $73,051 $38,059 $45,570 $51,735 $54,866 $36,994 $51,737 $64,068 $73,366
Annual taxes $4,843 $9,872 $12,102 $15,335 $7,989 $9,566 $10,860 $11,518 $7,766 $10,861 $13,449 $15,401
Required annual income before taxes $27,911 $56,898 $69,751 $88,386 $46,048 $55,136 $62,596 $66,384 $44,760 $62,597 $77,517 $88,767

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $89,108
Business & Financial Operations $59,879
Computer & Mathematical $62,907
Architecture & Engineering $68,636
Life, Physical, & Social Science $57,546
Community & Social Service $40,298
Legal $0
Education, Training, & Library $0
Arts, Design, Entertainment, Sports, & Media $44,298
Healthcare Practitioners & Technical $61,301
Healthcare Support $28,134
Protective Service $45,393
Food Preparation & Serving Related $22,057
Building & Grounds Cleaning & Maintenance $27,899
Personal Care & Service $24,891
Sales & Related $28,778
Office & Administrative Support $36,799
Farming, Fishing, & Forestry $32,809
Construction & Extraction $49,567
Installation, Maintenance, & Repair $45,198
Production $34,098
Transportation & Material Moving $30,855