Living Wage Calculation for South Bend-Mishawaka, IN

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $10.74 $22.86 $28.02 $34.86 $18.02 $21.77 $24.26 $27.22 $8.64 $12.74 $15.31 $18.12
Poverty Wage $6.00 $8.13 $10.25 $12.38 $8.13 $10.25 $12.38 $14.50 $4.06 $5.13 $6.19 $7.25
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,075 $4,541 $6,826 $9,053 $5,637 $7,025 $9,063 $11,035 $5,637 $7,025 $9,063 $11,035
Child Care $0 $6,570 $11,280 $15,990 $0 $0 $0 $0 $0 $6,570 $11,280 $15,990
Medical $2,395 $6,525 $6,237 $6,358 $5,378 $6,237 $6,358 $6,259 $5,378 $6,237 $6,358 $6,259
Housing $6,331 $9,633 $9,633 $12,433 $7,681 $9,633 $9,633 $12,433 $6,331 $9,633 $9,633 $12,433
Transportation $4,289 $8,362 $10,608 $11,557 $8,362 $10,608 $11,557 $12,115 $8,362 $10,608 $11,557 $12,115
Other $2,929 $4,883 $5,070 $6,378 $4,883 $5,070 $6,378 $6,381 $4,883 $5,070 $6,378 $6,381
Required annual income after taxes $19,019 $40,515 $49,655 $61,768 $31,941 $38,574 $42,988 $48,222 $30,591 $45,144 $54,268 $64,212
Annual taxes $3,318 $7,039 $8,624 $10,736 $5,551 $6,702 $7,468 $8,386 $5,362 $7,842 $9,425 $11,160
Required annual income before taxes $22,338 $47,554 $58,279 $72,505 $37,492 $45,276 $50,456 $56,608 $35,953 $52,986 $63,693 $75,372

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $82,955
Business & Financial Operations $57,086
Computer & Mathematical $58,621
Architecture & Engineering $69,019
Life, Physical, & Social Science $56,008
Community & Social Service $41,574
Legal $56,740
Education, Training, & Library $0
Arts, Design, Entertainment, Sports, & Media $40,863
Healthcare Practitioners & Technical $59,271
Healthcare Support $28,787
Protective Service $37,864
Food Preparation & Serving Related $20,899
Building & Grounds Cleaning & Maintenance $27,130
Personal Care & Service $23,338
Sales & Related $27,059
Office & Administrative Support $33,859
Farming, Fishing, & Forestry $0
Construction & Extraction $45,935
Installation, Maintenance, & Repair $41,320
Production $33,971
Transportation & Material Moving $31,826