Living Wage Calculation for South Bend-Mishawaka, IN

The living wage shown is the hourly rate that an individual in a household must earn to support themsleves and/or their family, working full-time, or 2080 hours per year. The tables below provide living wage estimates for individuals and households with one or two working adults and zero to three children. In households with two working adults, all hourly values reflect what one working adult requires to earn to meet their families’ basic needs, assuming the other adult also earns the same.

The poverty wage and state minimum wage are for reference purposes. Poverty wage estimates come from the Department of Health and Human Services’ Poverty Guidelines for 2024 and have been converted from an annual value to an hourly wage for ease of comparison. The state minimum wage data is sourced from the Labor Law Center and includes the minimum wage in a given state as of January of that year.

For further detail, please reference the Methodology page. The data on this page was last updated on February 14, 2024.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $19.24 $34.37 $42.78 $54.04 $27.96 $32.93 $37.52 $39.04 $13.98 $19.47 $24.14 $26.79
Poverty Wage $7.24 $9.83 $12.41 $15.00 $9.83 $12.41 $15.00 $17.59 $4.91 $6.21 $7.50 $8.79
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25

Typical Expenses

The table below shows the costs of each basic need that go into estimating the living wage. Like with the living wage, their values vary by location and family size.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $4,091 $6,031 $9,046 $12,023 $7,501 $9,337 $12,025 $14,661 $7,501 $9,337 $12,025 $14,661
Child Care $0 $10,611 $19,164 $25,541 $0 $0 $0 $0 $0 $10,611 $19,164 $25,541
Medical $3,337 $8,588 $8,448 $9,027 $6,736 $8,448 $9,027 $8,521 $6,736 $8,448 $9,027 $8,521
Housing $8,347 $12,053 $12,053 $15,129 $10,275 $12,053 $12,053 $15,129 $10,275 $12,053 $12,053 $15,129
Transportation $10,009 $11,583 $14,591 $16,789 $11,583 $14,591 $16,789 $16,769 $11,583 $14,591 $16,789 $16,769
Civic $2,889 $5,083 $6,398 $7,409 $5,083 $6,398 $7,409 $6,926 $5,083 $6,398 $7,409 $6,926
Internet & Mobile $1,474 $1,474 $1,474 $1,474 $2,043 $2,043 $2,043 $2,043 $2,043 $2,043 $2,043 $2,043
Other $4,086 $7,294 $7,756 $10,720 $7,294 $7,756 $10,720 $10,305 $7,294 $7,756 $10,720 $10,305
Required annual income after taxes $34,233 $62,717 $78,928 $98,112 $50,515 $60,625 $70,066 $74,355 $50,515 $71,237 $89,229 $99,895
Annual taxes $5,790 $8,773 $10,050 $14,284 $7,632 $7,872 $7,975 $6,855 $7,632 $9,753 $11,191 $11,544
Required annual income before taxes $40,022 $71,490 $88,978 $112,396 $58,147 $68,497 $78,041 $81,210 $58,147 $80,990 $100,421 $111,439

Typical Annual Salaries

The average annual salaries for various occupations in the table below comes from the latest state-level data from the Bureau of Labor Statistics’ Occupational Employment and Wage Estimates. When available, this data is specific to a given metro area.

Occupational Area Typical Annual Salary
Management $108,010
Business & Financial Operations $71,320
Computer & Mathematical $75,520
Architecture & Engineering $77,510
Life, Physical, & Social Science $67,320
Community & Social Service $47,770
Legal $92,110
Education, Training, & Library $59,810
Arts, Design, Entertainment, Sports, & Media $51,670
Healthcare Practitioners & Technical $89,930
Healthcare Support $33,740
Protective Service $44,850
Food Preparation & Serving Related $28,320
Building & Grounds Cleaning & Maintenance $33,400
Personal Care & Service $32,380
Sales & Related $43,830
Office & Administrative Support $41,840
Farming, Fishing, & Forestry $38,000
Construction & Extraction $58,740
Installation, Maintenance, & Repair $50,250
Production $42,170
Transportation & Material Moving $40,490