Living Wage Calculation for St. Cloud, MN

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $14.08 $28.54 $35.28 $46.22 $23.32 $27.38 $31.13 $33.85 $11.47 $15.70 $19.80 $23.21
Poverty Wage $6.13 $8.29 $10.44 $12.60 $8.29 $10.44 $12.60 $14.75 $4.14 $5.22 $6.30 $7.38
Minimum Wage $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00 $10.00

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,246 $4,771 $7,141 $9,494 $5,950 $7,394 $9,505 $11,589 $5,950 $7,394 $9,505 $11,589
Child Care $0 $6,624 $13,248 $19,872 $0 $0 $0 $0 $0 $6,624 $13,248 $19,872
Medical $2,696 $7,592 $7,280 $7,420 $6,221 $7,280 $7,420 $7,073 $6,221 $7,280 $7,420 $7,073
Housing $7,260 $9,648 $9,648 $13,812 $7,884 $9,648 $9,648 $13,812 $7,260 $9,648 $9,648 $13,812
Transportation $5,149 $9,443 $11,753 $13,993 $9,443 $11,753 $13,993 $12,698 $9,443 $11,753 $13,993 $12,698
Civic $1,956 $4,200 $3,838 $4,457 $4,200 $3,838 $4,457 $4,300 $4,200 $3,838 $4,457 $4,300
Other $2,835 $4,620 $5,070 $6,127 $4,620 $5,070 $6,127 $6,145 $4,620 $5,070 $6,127 $6,145
Required annual income after taxes $23,140 $46,898 $57,979 $75,174 $38,318 $44,984 $51,150 $55,617 $37,694 $51,608 $64,398 $75,489
Annual taxes $6,151 $12,467 $15,412 $20,957 $10,186 $11,958 $13,597 $14,784 $10,020 $13,719 $17,952 $21,044
Required annual income before taxes $29,292 $59,364 $73,391 $96,131 $48,504 $56,942 $64,746 $70,402 $47,714 $65,327 $82,350 $96,534

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $91,266
Business & Financial Operations $61,894
Computer & Mathematical $67,245
Architecture & Engineering $65,363
Life, Physical, & Social Science $65,097
Community & Social Service $53,976
Legal $76,504
Education, Training, & Library $54,754
Arts, Design, Entertainment, Sports, & Media $45,771
Healthcare Practitioners & Technical $74,468
Healthcare Support $31,940
Protective Service $55,777
Food Preparation & Serving Related $25,106
Building & Grounds Cleaning & Maintenance $32,083
Personal Care & Service $26,835
Sales & Related $30,651
Office & Administrative Support $39,797
Farming, Fishing, & Forestry $36,707
Construction & Extraction $58,457
Installation, Maintenance, & Repair $45,689
Production $38,651
Transportation & Material Moving $36,022