Living Wage Calculation for St. Cloud, MN

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $11.10 $24.55 $29.28 $36.77 $18.41 $22.34 $25.00 $28.09 $8.77 $13.46 $16.02 $18.80
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,058 $4,508 $6,786 $9,001 $5,607 $6,979 $9,012 $10,972 $5,607 $6,979 $9,012 $10,972
Child Care $0 $7,883 $12,116 $16,349 $0 $0 $0 $0 $0 $7,883 $12,116 $16,349
Medical $2,362 $6,939 $6,595 $6,677 $4,994 $6,595 $6,677 $6,397 $4,994 $6,595 $6,677 $6,397
Housing $6,216 $9,600 $9,600 $13,452 $7,812 $9,600 $9,600 $13,452 $6,216 $9,600 $9,600 $13,452
Transportation $4,866 $8,867 $10,426 $12,063 $8,867 $10,426 $12,063 $11,925 $8,867 $10,426 $12,063 $11,925
Other $2,785 $4,633 $5,030 $5,855 $4,633 $5,030 $5,855 $5,729 $4,633 $5,030 $5,855 $5,729
Required annual income after taxes $19,288 $42,429 $50,554 $63,397 $31,913 $38,630 $43,206 $48,475 $30,317 $46,513 $55,322 $64,824
Annual taxes $3,797 $8,632 $10,338 $13,085 $6,375 $7,834 $8,795 $9,951 $6,153 $9,490 $11,340 $13,384
Required annual income before taxes $23,085 $51,061 $60,892 $76,482 $38,289 $46,464 $52,001 $58,427 $36,470 $56,003 $66,662 $78,209

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $84,725
Business & Financial Operations $58,174
Computer & Mathematical $67,525
Architecture & Engineering $61,270
Life, Physical, & Social Science $66,023
Community & Social Service $49,893
Legal $63,791
Education, Training, & Library $51,127
Arts, Design, Entertainment, Sports, & Media $45,901
Healthcare Practitioners & Technical $71,917
Healthcare Support $34,750
Protective Service $51,570
Food Preparation & Serving Related $22,621
Building & Grounds Cleaning & Maintenance $30,728
Personal Care & Service $24,617
Sales & Related $28,238
Office & Administrative Support $36,345
Farming, Fishing, & Forestry $32,775
Construction & Extraction $50,006
Installation, Maintenance, & Repair $44,770
Production $37,250
Transportation & Material Moving $35,234