Living Wage Calculation for Saginaw, MI

The living wage shown is the hourly rate that an individual in a household must earn to support themselves and/or their family, working full-time, or 2080 hours per year. The tables below provide living wage estimates for individuals and households with one or two working adults and zero to three children. In households with two working adults, all hourly values reflect what one working adult requires to earn to meet their families’ basic needs, assuming the other adult also earns the same.

The poverty wage and state minimum wage are for reference purposes. Poverty wage estimates come from the Department of Health and Human Services’ Poverty Guidelines for 2024 and have been converted from an annual value to an hourly wage for ease of comparison. The state minimum wage data is sourced from the Labor Law Center and includes the minimum wage in a given state as of January of that year.

For further detail, please reference the Methodology page. The data on this page was last updated on February 14, 2024.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $18.56 $33.29 $41.99 $54.63 $26.32 $31.55 $36.18 $37.83 $13.16 $18.88 $23.68 $26.99
Poverty Wage $7.24 $9.83 $12.41 $15.00 $9.83 $12.41 $15.00 $17.59 $4.91 $6.21 $7.50 $8.79
Minimum Wage $10.33 $10.33 $10.33 $10.33 $10.33 $10.33 $10.33 $10.33 $10.33 $10.33 $10.33 $10.33

Typical Expenses

The table below shows the costs of each basic need that go into estimating the living wage. Like with the living wage, their values vary by location and family size.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,842 $5,663 $8,494 $11,290 $7,043 $8,767 $11,291 $13,767 $7,043 $8,767 $11,291 $13,767
Child Care $0 $10,529 $19,742 $28,077 $0 $0 $0 $0 $0 $10,529 $19,742 $28,077
Medical $3,090 $7,539 $7,398 $7,978 $6,007 $7,398 $7,978 $7,471 $6,007 $7,398 $7,978 $7,471
Housing $8,214 $12,110 $12,110 $15,620 $9,215 $12,110 $12,110 $15,620 $9,215 $12,110 $12,110 $15,620
Transportation $9,615 $11,127 $14,017 $16,128 $11,127 $14,017 $16,128 $16,109 $11,127 $14,017 $16,128 $16,109
Civic $2,889 $5,083 $6,398 $7,409 $5,083 $6,398 $7,409 $6,926 $5,083 $6,398 $7,409 $6,926
Internet & Mobile $1,517 $1,517 $1,517 $1,517 $2,087 $2,087 $2,087 $2,087 $2,087 $2,087 $2,087 $2,087
Other $4,086 $7,294 $7,756 $10,720 $7,294 $7,756 $10,720 $10,305 $7,294 $7,756 $10,720 $10,305
Required annual income after taxes $33,253 $60,863 $77,432 $98,739 $47,857 $58,533 $67,723 $72,285 $47,857 $69,062 $87,465 $100,362
Annual taxes $5,355 $8,372 $9,901 $14,894 $6,898 $7,095 $7,531 $6,391 $6,898 $9,481 $11,049 $11,902
Required annual income before taxes $38,608 $69,234 $87,333 $113,632 $54,755 $65,628 $75,254 $78,676 $54,755 $78,543 $98,514 $112,263

Typical Annual Salaries

The average annual salaries for various occupations in the table below comes from the latest state-level data from the Bureau of Labor Statistics’ Occupational Employment and Wage Estimates. When available, this data is specific to a given metro area.

Occupational Area Typical Annual Salary
Management $104,920
Business & Financial Operations $70,600
Computer & Mathematical $74,490
Architecture & Engineering $82,150
Life, Physical, & Social Science $71,270
Community & Social Service $51,860
Legal $79,500
Education, Training, & Library $60,740
Arts, Design, Entertainment, Sports, & Media $50,490
Healthcare Practitioners & Technical $92,910
Healthcare Support $33,170
Protective Service $46,610
Food Preparation & Serving Related $30,980
Building & Grounds Cleaning & Maintenance $32,940
Personal Care & Service $31,090
Sales & Related $39,580
Office & Administrative Support $40,440
Farming, Fishing, & Forestry $46,180
Construction & Extraction $56,570
Installation, Maintenance, & Repair $54,870
Production $45,120
Transportation & Material Moving $39,930