Living Wage Calculation for Saginaw, MI

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $10.57 $22.45 $27.62 $34.86 $17.52 $20.75 $23.35 $25.73 $8.40 $12.38 $15.17 $17.84
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,058 $4,508 $6,786 $9,001 $5,607 $6,979 $9,012 $10,972 $5,607 $6,979 $9,012 $10,972
Child Care $0 $7,068 $12,287 $17,506 $0 $0 $0 $0 $0 $7,068 $12,287 $17,506
Medical $2,214 $5,536 $5,192 $5,274 $4,749 $5,192 $5,274 $4,993 $4,749 $5,192 $5,274 $4,993
Housing $5,628 $8,832 $8,832 $11,568 $6,936 $8,832 $8,832 $11,568 $5,628 $8,832 $8,832 $11,568
Transportation $4,866 $8,867 $10,426 $12,063 $8,867 $10,426 $12,063 $11,925 $8,867 $10,426 $12,063 $11,925
Other $2,785 $4,633 $5,030 $5,855 $4,633 $5,030 $5,855 $5,729 $4,633 $5,030 $5,855 $5,729
Required annual income after taxes $18,552 $39,443 $48,554 $61,267 $30,791 $36,459 $41,035 $45,188 $29,483 $43,527 $53,322 $62,694
Annual taxes $3,433 $7,245 $8,903 $11,247 $5,655 $6,701 $7,534 $8,321 $5,473 $7,988 $9,770 $11,507
Required annual income before taxes $21,984 $46,688 $57,457 $72,514 $36,447 $43,160 $48,569 $53,509 $34,956 $51,515 $63,092 $74,201

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $90,054
Business & Financial Operations $57,515
Computer & Mathematical $65,149
Architecture & Engineering $73,461
Life, Physical, & Social Science $61,939
Community & Social Service $42,383
Legal $65,149
Education, Training, & Library $51,919
Arts, Design, Entertainment, Sports, & Media $38,114
Healthcare Practitioners & Technical $62,680
Healthcare Support $26,500
Protective Service $38,515
Food Preparation & Serving Related $20,595
Building & Grounds Cleaning & Maintenance $28,701
Personal Care & Service $22,231
Sales & Related $23,753
Office & Administrative Support $31,242
Farming, Fishing, & Forestry $0
Construction & Extraction $48,782
Installation, Maintenance, & Repair $44,111
Production $36,735
Transportation & Material Moving $0