Living Wage Calculation for Saginaw, MI

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $10.76 $23.20 $28.74 $35.99 $18.06 $21.75 $24.26 $27.27 $8.65 $12.92 $15.68 $18.69
Poverty Wage $6.00 $8.13 $10.25 $12.38 $8.13 $10.25 $12.38 $14.50 $4.06 $5.13 $6.19 $7.25
Minimum Wage $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,075 $4,541 $6,826 $9,053 $5,637 $7,025 $9,063 $11,035 $5,637 $7,025 $9,063 $11,035
Child Care $0 $7,184 $12,489 $17,795 $0 $0 $0 $0 $0 $7,184 $12,489 $17,795
Medical $2,446 $6,250 $5,962 $6,082 $5,338 $5,962 $6,082 $5,983 $5,338 $5,962 $6,082 $5,983
Housing $6,156 $9,576 $9,576 $12,408 $7,536 $9,576 $9,576 $12,408 $6,156 $9,576 $9,576 $12,408
Transportation $4,289 $8,362 $10,608 $11,557 $8,362 $10,608 $11,557 $12,115 $8,362 $10,608 $11,557 $12,115
Other $2,929 $4,883 $5,070 $6,378 $4,883 $5,070 $6,378 $6,381 $4,883 $5,070 $6,378 $6,381
Required annual income after taxes $18,895 $40,796 $50,531 $63,273 $31,756 $38,241 $42,656 $47,922 $30,376 $45,425 $55,145 $65,717
Annual taxes $3,485 $7,469 $9,241 $11,585 $5,815 $7,004 $7,808 $8,791 $5,622 $8,312 $10,081 $12,029
Required annual income before taxes $22,380 $48,266 $59,772 $74,858 $37,571 $45,245 $50,463 $56,712 $35,998 $53,737 $65,225 $77,746

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $88,820
Business & Financial Operations $57,177
Computer & Mathematical $61,823
Architecture & Engineering $67,535
Life, Physical, & Social Science $62,311
Community & Social Service $44,431
Legal $61,020
Education, Training, & Library $51,892
Arts, Design, Entertainment, Sports, & Media $39,633
Healthcare Practitioners & Technical $62,707
Healthcare Support $27,984
Protective Service $34,865
Food Preparation & Serving Related $21,234
Building & Grounds Cleaning & Maintenance $27,923
Personal Care & Service $23,084
Sales & Related $24,965
Office & Administrative Support $31,897
Farming, Fishing, & Forestry $34,764
Construction & Extraction $47,134
Installation, Maintenance, & Repair $45,071
Production $36,685
Transportation & Material Moving $30,525