Living Wage Calculation for Niles-Benton Harbor, MI

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $10.87 $22.81 $28.34 $35.38 $17.60 $21.36 $23.87 $26.65 $8.71 $12.72 $15.48 $18.38
Poverty Wage $6.00 $8.13 $10.25 $12.38 $8.13 $10.25 $12.38 $14.50 $4.06 $5.13 $6.19 $7.25
Minimum Wage $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45 $9.45

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,075 $4,541 $6,826 $9,053 $5,637 $7,025 $9,063 $11,035 $5,637 $7,025 $9,063 $11,035
Child Care $0 $7,184 $12,489 $17,795 $0 $0 $0 $0 $0 $7,184 $12,489 $17,795
Medical $2,446 $6,250 $5,962 $6,082 $5,338 $5,962 $6,082 $5,983 $5,338 $5,962 $6,082 $5,983
Housing $6,360 $8,856 $8,856 $11,292 $6,696 $8,856 $8,856 $11,292 $6,360 $8,856 $8,856 $11,292
Transportation $4,289 $8,362 $10,608 $11,557 $8,362 $10,608 $11,557 $12,115 $8,362 $10,608 $11,557 $12,115
Other $2,929 $4,883 $5,070 $6,378 $4,883 $5,070 $6,378 $6,381 $4,883 $5,070 $6,378 $6,381
Required annual income after taxes $19,099 $40,076 $49,811 $62,157 $30,916 $37,521 $41,936 $46,806 $30,580 $44,705 $54,425 $64,601
Annual taxes $3,513 $7,369 $9,140 $11,429 $5,698 $6,904 $7,707 $8,635 $5,651 $8,211 $9,980 $11,874
Required annual income before taxes $22,613 $47,445 $58,951 $73,586 $36,614 $44,425 $49,643 $55,440 $36,231 $52,917 $64,405 $76,474

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $88,790
Business & Financial Operations $60,532
Computer & Mathematical $64,354
Architecture & Engineering $82,193
Life, Physical, & Social Science $61,060
Community & Social Service $46,464
Legal $56,710
Education, Training, & Library $48,781
Arts, Design, Entertainment, Sports, & Media $37,539
Healthcare Practitioners & Technical $61,111
Healthcare Support $31,460
Protective Service $31,389
Food Preparation & Serving Related $20,655
Building & Grounds Cleaning & Maintenance $24,589
Personal Care & Service $24,884
Sales & Related $25,493
Office & Administrative Support $32,456
Farming, Fishing, & Forestry $30,413
Construction & Extraction $42,784
Installation, Maintenance, & Repair $42,337
Production $34,378
Transportation & Material Moving $30,525