Living Wage Calculation for Niles-Benton Harbor, MI

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $10.79 $22.56 $27.74 $34.80 $17.45 $20.87 $23.47 $25.67 $8.51 $12.44 $15.23 $17.81
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,058 $4,508 $6,786 $9,001 $5,607 $6,979 $9,012 $10,972 $5,607 $6,979 $9,012 $10,972
Child Care $0 $7,068 $12,287 $17,506 $0 $0 $0 $0 $0 $7,068 $12,287 $17,506
Medical $2,214 $5,536 $5,192 $5,274 $4,749 $5,192 $5,274 $4,993 $4,749 $5,192 $5,274 $4,993
Housing $6,036 $9,048 $9,048 $11,460 $6,804 $9,048 $9,048 $11,460 $6,036 $9,048 $9,048 $11,460
Transportation $4,866 $8,867 $10,426 $12,063 $8,867 $10,426 $12,063 $11,925 $8,867 $10,426 $12,063 $11,925
Other $2,785 $4,633 $5,030 $5,855 $4,633 $5,030 $5,855 $5,729 $4,633 $5,030 $5,855 $5,729
Required annual income after taxes $18,960 $39,659 $48,770 $61,159 $30,659 $36,675 $41,251 $45,080 $29,891 $43,743 $53,538 $62,586
Annual taxes $3,489 $7,275 $8,933 $11,232 $5,637 $6,732 $7,564 $8,306 $5,530 $8,018 $9,801 $11,492
Required annual income before taxes $22,449 $46,934 $57,703 $72,391 $36,296 $43,407 $48,815 $53,386 $35,421 $51,761 $63,339 $74,078

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $94,570
Business & Financial Operations $69,685
Computer & Mathematical $76,742
Architecture & Engineering $88,830
Life, Physical, & Social Science $59,964
Community & Social Service $47,228
Legal $60,951
Education, Training, & Library $50,026
Arts, Design, Entertainment, Sports, & Media $44,687
Healthcare Practitioners & Technical $58,760
Healthcare Support $29,894
Protective Service $31,366
Food Preparation & Serving Related $20,348
Building & Grounds Cleaning & Maintenance $23,804
Personal Care & Service $25,162
Sales & Related $25,224
Office & Administrative Support $32,219
Farming, Fishing, & Forestry $29,812
Construction & Extraction $43,412
Installation, Maintenance, & Repair $43,875
Production $33,454
Transportation & Material Moving $26,582