Living Wage Calculation for Niles-Benton Harbor, MI

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $13.32 $29.13 $38.51 $50.52 $21.31 $25.14 $28.76 $30.43 $10.63 $15.95 $21.14 $25.35
Poverty Wage $6.13 $8.29 $10.44 $12.60 $8.29 $10.44 $12.60 $14.75 $4.14 $5.22 $6.30 $7.38
Minimum Wage $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,246 $4,771 $7,141 $9,494 $5,950 $7,394 $9,505 $11,589 $5,950 $7,394 $9,505 $11,589
Child Care $0 $11,500 $23,000 $34,499 $0 $0 $0 $0 $0 $11,500 $23,000 $34,499
Medical $2,594 $5,827 $5,515 $5,655 $5,065 $5,515 $5,655 $5,309 $5,065 $5,515 $5,655 $5,309
Housing $6,888 $9,204 $9,204 $11,736 $6,984 $9,204 $9,204 $11,736 $6,888 $9,204 $9,204 $11,736
Transportation $5,149 $9,443 $11,753 $13,993 $9,443 $11,753 $13,993 $12,698 $9,443 $11,753 $13,993 $12,698
Civic $1,956 $4,200 $3,838 $4,457 $4,200 $3,838 $4,457 $4,300 $4,200 $3,838 $4,457 $4,300
Other $2,835 $4,620 $5,070 $6,127 $4,620 $5,070 $6,127 $6,145 $4,620 $5,070 $6,127 $6,145
Required annual income after taxes $22,667 $49,565 $65,522 $85,960 $36,262 $42,775 $48,941 $51,777 $36,166 $54,275 $71,941 $86,276
Annual taxes $5,043 $11,028 $14,578 $19,126 $8,068 $9,517 $10,889 $11,520 $8,047 $12,076 $16,006 $19,196
Required annual income before taxes $27,710 $60,593 $80,100 $105,086 $44,331 $52,293 $59,830 $63,297 $44,213 $66,351 $87,947 $105,471

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $87,665
Business & Financial Operations $61,301
Computer & Mathematical $64,739
Architecture & Engineering $0
Life, Physical, & Social Science $61,199
Community & Social Service $50,221
Legal $52,984
Education, Training, & Library $49,935
Arts, Design, Entertainment, Sports, & Media $33,802
Healthcare Practitioners & Technical $65,741
Healthcare Support $31,213
Protective Service $34,640
Food Preparation & Serving Related $22,620
Building & Grounds Cleaning & Maintenance $25,361
Personal Care & Service $25,095
Sales & Related $27,694
Office & Administrative Support $34,221
Farming, Fishing, & Forestry $31,387
Construction & Extraction $47,091
Installation, Maintenance, & Repair $44,257
Production $35,807
Transportation & Material Moving $31,848