Living Wage Calculation for Cumberland, MD

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $11.12 $24.16 $28.52 $35.21 $18.20 $21.59 $24.14 $26.76 $8.84 $13.21 $15.59 $18.00
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $2,994 $4,413 $6,644 $8,812 $5,489 $6,832 $8,822 $10,741 $5,489 $6,832 $8,822 $10,741
Child Care $0 $8,452 $12,324 $16,195 $0 $0 $0 $0 $0 $8,452 $12,324 $16,195
Medical $2,479 $7,633 $7,289 $7,372 $5,740 $7,289 $7,372 $7,091 $5,740 $7,289 $7,372 $7,091
Housing $6,324 $8,364 $8,364 $11,484 $7,272 $8,364 $8,364 $11,484 $6,324 $8,364 $8,364 $11,484
Transportation $4,623 $8,424 $9,905 $11,459 $8,424 $9,905 $11,459 $11,329 $8,424 $9,905 $11,459 $11,329
Other $2,824 $4,697 $5,099 $5,935 $4,697 $5,099 $5,935 $5,808 $4,697 $5,099 $5,935 $5,808
Required annual income after taxes $19,243 $41,982 $49,625 $61,257 $31,621 $37,489 $41,952 $46,453 $30,673 $45,941 $54,276 $62,648
Annual taxes $3,889 $8,265 $9,694 $11,982 $6,235 $7,425 $8,260 $9,214 $6,103 $9,006 $10,564 $12,243
Required annual income before taxes $23,133 $50,247 $59,320 $73,239 $37,856 $44,914 $50,211 $55,667 $36,776 $54,947 $64,840 $74,891

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $84,735
Business & Financial Operations $58,349
Computer & Mathematical $0
Architecture & Engineering $68,739
Life, Physical, & Social Science $65,755
Community & Social Service $45,294
Legal $56,075
Education, Training, & Library $57,269
Arts, Design, Entertainment, Sports, & Media $43,299
Healthcare Practitioners & Technical $61,641
Healthcare Support $29,534
Protective Service $49,234
Food Preparation & Serving Related $20,718
Building & Grounds Cleaning & Maintenance $24,360
Personal Care & Service $21,150
Sales & Related $21,696
Office & Administrative Support $29,442
Farming, Fishing, & Forestry $38,937
Construction & Extraction $42,486
Installation, Maintenance, & Repair $39,235
Production $32,867
Transportation & Material Moving $31,098