Living Wage Calculation for Boston-Cambridge-Newton, MA

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $14.70 $30.63 $34.63 $41.86 $21.80 $26.10 $28.58 $32.29 $10.41 $16.44 $18.61 $21.40
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,477 $5,124 $7,715 $10,233 $6,374 $7,933 $10,245 $12,474 $6,374 $7,933 $10,245 $12,474
Child Care $0 $12,373 $15,781 $19,189 $0 $0 $0 $0 $0 $12,373 $15,781 $19,189
Medical $2,660 $7,195 $6,851 $6,934 $5,895 $6,851 $6,934 $6,653 $5,895 $6,851 $6,934 $6,653
Housing $14,019 $19,491 $19,491 $24,547 $15,789 $19,491 $19,491 $24,547 $14,019 $19,491 $19,491 $24,547
Transportation $3,893 $7,094 $8,341 $9,650 $7,094 $8,341 $9,650 $9,540 $7,094 $8,341 $9,650 $9,540
Other $2,785 $4,633 $5,030 $5,855 $4,633 $5,030 $5,855 $5,729 $4,633 $5,030 $5,855 $5,729
Required annual income after taxes $26,834 $55,910 $63,210 $76,408 $39,784 $47,647 $52,174 $58,943 $38,014 $60,020 $67,955 $78,132
Annual taxes $3,743 $7,799 $8,818 $10,659 $5,550 $6,647 $7,278 $8,223 $5,303 $8,373 $9,480 $10,899
Required annual income before taxes $30,577 $63,710 $72,028 $87,067 $45,334 $54,294 $59,453 $67,166 $43,317 $68,393 $77,435 $89,032

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $127,098
Business & Financial Operations $79,427
Computer & Mathematical $95,835
Architecture & Engineering $91,206
Life, Physical, & Social Science $77,277
Community & Social Service $47,959
Legal $110,289
Education, Training, & Library $63,513
Arts, Design, Entertainment, Sports, & Media $61,713
Healthcare Practitioners & Technical $88,922
Healthcare Support $36,159
Protective Service $56,065
Food Preparation & Serving Related $27,652
Building & Grounds Cleaning & Maintenance $37,147
Personal Care & Service $30,337
Sales & Related $35,172
Office & Administrative Support $45,078
Farming, Fishing, & Forestry $28,259
Construction & Extraction $63,955
Installation, Maintenance, & Repair $56,682
Production $39,101
Transportation & Material Moving $0