Living Wage Calculation for Boston-Cambridge-Newton, MA

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $22.56 $45.12 $58.20 $77.80 $32.01 $38.69 $44.55 $49.04 $15.41 $24.26 $32.11 $39.27
Poverty Wage $6.19 $8.38 $10.56 $12.74 $8.38 $10.56 $12.74 $14.92 $4.19 $5.28 $6.37 $7.46
Minimum Wage $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25 $14.25

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,891 $5,734 $8,613 $11,425 $7,133 $8,878 $11,446 $13,934 $7,133 $8,878 $11,446 $13,934
Child Care $0 $16,576 $33,152 $49,729 $0 $0 $0 $0 $0 $16,576 $33,152 $49,729
Medical $2,612 $7,680 $7,467 $7,777 $5,465 $7,467 $7,777 $7,566 $5,465 $7,467 $7,777 $7,566
Housing $18,675 $25,408 $25,408 $31,760 $20,688 $25,408 $25,408 $31,760 $18,675 $25,408 $25,408 $31,760
Transportation $4,244 $7,531 $9,791 $11,565 $7,531 $9,791 $11,565 $12,560 $7,531 $9,791 $11,565 $12,560
Civic $3,207 $5,149 $6,361 $8,307 $5,149 $6,361 $8,307 $6,603 $5,149 $6,361 $8,307 $6,603
Other $5,275 $7,867 $7,197 $10,471 $7,867 $7,197 $10,471 $10,128 $7,867 $7,197 $10,471 $10,128
Required annual income after taxes $38,027 $76,069 $98,113 $131,156 $53,957 $65,225 $75,096 $82,674 $51,944 $81,802 $108,248 $132,402
Annual taxes $8,891 $17,785 $22,939 $30,665 $12,616 $15,250 $17,558 $19,330 $12,145 $19,126 $25,309 $30,956
Required annual income before taxes $46,918 $93,854 $121,052 $161,821 $66,573 $80,475 $92,654 $102,003 $64,088 $100,927 $133,557 $163,359

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $139,742
Business & Financial Operations $88,650
Computer & Mathematical $110,296
Architecture & Engineering $100,805
Life, Physical, & Social Science $90,244
Community & Social Service $52,698
Legal $123,425
Education, Training, & Library $69,925
Arts, Design, Entertainment, Sports, & Media $68,416
Healthcare Practitioners & Technical $89,441
Healthcare Support $38,520
Protective Service $62,253
Food Preparation & Serving Related $32,475
Building & Grounds Cleaning & Maintenance $40,039
Personal Care & Service $37,065
Sales & Related $40,960
Office & Administrative Support $50,889
Farming, Fishing, & Forestry $37,536
Construction & Extraction $68,790
Installation, Maintenance, & Repair $61,878
Production $44,587
Transportation & Material Moving $39,087