Living Wage Calculation for Boston-Cambridge-Newton, MA

The living wage shown is the hourly rate that an individual in a household must earn to support his or herself and their family. The assumption is the sole provider is working full-time (2080 hours per year). The tool provides information for individuals, and households with one or two working adults and zero to three children. In the case of households with two working adults, all values are per working adult, single or in a family unless otherwise noted.

The state minimum wage is the same for all individuals, regardless of how many dependents they may have. Data are updated annually, in the first quarter of the new year. State minimum wages are determined based on the posted value of the minimum wage as of January one of the coming year (National Conference of State Legislatures, 2019). The poverty rate reflects a person's gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Living Wage $19.17 $39.08 $50.21 $65.93 $27.79 $33.14 $36.55 $40.54 $13.35 $20.88 $26.89 $33.19
Poverty Wage $6.13 $8.29 $10.44 $12.60 $8.29 $10.44 $12.60 $14.75 $4.14 $5.22 $6.30 $7.38
Minimum Wage $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75 $12.75

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

1 ADULT 2 ADULTS

(1 WORKING)

2 ADULTS

(BOTH WORKING)

0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children 0 Children 1 Child 2 Children 3 Children
Food $3,690 $5,424 $8,118 $10,793 $6,764 $8,406 $10,806 $13,174 $6,764 $8,406 $10,806 $13,174
Child Care $0 $15,420 $30,839 $46,259 $0 $0 $0 $0 $0 $15,420 $30,839 $46,259
Medical $3,048 $7,364 $7,052 $7,192 $5,928 $7,052 $7,192 $6,845 $5,928 $7,052 $7,192 $6,845
Housing $18,466 $25,112 $25,112 $31,437 $20,425 $25,112 $25,112 $31,437 $18,466 $25,112 $25,112 $31,437
Transportation $4,332 $7,945 $9,889 $11,773 $7,945 $9,889 $11,773 $10,684 $7,945 $9,889 $11,773 $10,684
Civic $1,702 $3,655 $3,341 $3,879 $3,655 $3,341 $3,879 $3,743 $3,655 $3,341 $3,879 $3,743
Other $3,078 $5,023 $5,514 $6,665 $5,023 $5,514 $6,665 $6,684 $5,023 $5,514 $6,665 $6,684
Required annual income after taxes $34,315 $69,943 $89,865 $117,998 $49,740 $59,313 $65,427 $72,568 $47,782 $74,733 $96,266 $118,827
Annual taxes $5,563 $11,339 $14,568 $19,129 $8,064 $9,616 $10,607 $11,764 $7,746 $12,115 $15,606 $19,264
Required annual income before taxes $39,879 $81,282 $104,433 $137,127 $57,804 $68,929 $76,034 $84,332 $55,528 $86,848 $111,873 $138,091

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $127,717
Business & Financial Operations $81,343
Computer & Mathematical $100,709
Architecture & Engineering $94,172
Life, Physical, & Social Science $82,949
Community & Social Service $47,674
Legal $112,934
Education, Training, & Library $64,084
Arts, Design, Entertainment, Sports, & Media $62,345
Healthcare Practitioners & Technical $84,985
Healthcare Support $34,211
Protective Service $56,841
Food Preparation & Serving Related $29,597
Building & Grounds Cleaning & Maintenance $36,942
Personal Care & Service $33,638
Sales & Related $35,326
Office & Administrative Support $46,978
Farming, Fishing, & Forestry $33,812
Construction & Extraction $63,675
Installation, Maintenance, & Repair $56,769
Production $40,533
Transportation & Material Moving $35,837