Living Wage Calculation for Springfield, MA

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $11.41 $26.78 $30.34 $36.93 $18.62 $21.87 $24.75 $27.27 $18.30 $8.84 $14.31 $16.67 $18.86
Poverty Wage $5.00 $7.00 $9.00 $11.00 $7.00 $9.00 $11.00 $13.00 $3.00 $4.00 $5.00 $6.00
Minimum Wage $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $3,467 $5,103 $7,680 $10,192 $6,357 $7,905 $10,203 $12,428 $6,357 $7,905 $10,203 $12,428
Child Care $0 $12,296 $15,684 $19,071 $0 $0 $0 $0 $0 $12,296 $15,684 $19,071
Medical $2,688 $7,056 $6,775 $6,833 $5,761 $6,775 $6,833 $6,503 $5,761 $6,775 $6,833 $6,503
Housing $8,412 $12,684 $12,684 $15,864 $10,128 $12,684 $12,684 $15,864 $8,412 $12,684 $12,684 $15,864
Transportation $3,609 $7,457 $7,828 $9,398 $7,457 $7,828 $9,398 $9,361 $7,457 $7,828 $9,398 $9,361
Other $2,656 $4,294 $4,736 $6,059 $4,294 $4,736 $6,059 $5,620 $4,294 $4,736 $6,059 $5,620
Required annual income after taxes $20,831 $48,890 $55,387 $67,416 $33,996 $39,928 $45,176 $49,775 $32,280 $52,224 $60,860 $68,846
Annual taxes $2,906 $6,820 $7,727 $9,405 $4,742 $5,570 $6,302 $6,944 $4,503 $7,285 $8,490 $9,604
Required annual income before taxes $23,737 $55,710 $63,114 $76,821 $38,739 $45,498 $51,478 $56,719 $57,099 $36,783 $59,510 $69,350 $78,451

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $91,153
Business & Financial Operations $67,199
Computer & Mathematical $78,812
Architecture & Engineering $80,555
Life, Physical, & Social Science $64,821
Community & Social Service $41,492
Legal $87,463
Education, Training, & Library $60,311
Arts, Design, Entertainment, Sports, & Media $46,238
Healthcare Practitioners & Technical $69,669
Healthcare Support $32,851
Protective Service $50,697
Food Preparation & Serving Related $22,981
Building & Grounds Cleaning & Maintenance $29,172
Personal Care & Service $27,942
Sales & Related $26,445
Office & Administrative Support $37,587
Farming, Fishing, & Forestry $35,301
Construction & Extraction $52,911
Installation, Maintenance, & Repair $47,950
Production $37,495
Transportation & Material Moving $34,809