Living Wage Calculation for Springfield, MA

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $11.88 $27.29 $31.29 $37.61 $18.96 $22.77 $25.25 $28.05 $28.38 $9.00 $14.77 $16.95 $19.28
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00 $11.00

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $3,477 $5,124 $7,715 $10,233 $6,374 $7,933 $10,245 $12,474 $6,374 $7,933 $10,245 $12,474
Child Care $0 $12,373 $15,781 $19,189 $0 $0 $0 $0 $0 $12,373 $15,781 $19,189
Medical $2,660 $7,195 $6,851 $6,934 $5,895 $6,851 $6,934 $6,653 $5,895 $6,851 $6,934 $6,653
Housing $8,868 $13,404 $13,404 $16,800 $10,608 $13,404 $13,404 $16,800 $8,868 $13,404 $13,404 $16,800
Transportation $3,893 $7,094 $8,341 $9,650 $7,094 $8,341 $9,650 $9,540 $7,094 $8,341 $9,650 $9,540
Other $2,785 $4,633 $5,030 $5,855 $4,633 $5,030 $5,855 $5,729 $4,633 $5,030 $5,855 $5,729
Required annual income after taxes $21,683 $49,823 $57,123 $68,660 $34,603 $41,560 $46,087 $51,196 $32,863 $53,933 $61,868 $70,385
Annual taxes $3,025 $6,950 $7,969 $9,578 $4,827 $5,798 $6,429 $7,142 $4,584 $7,524 $8,631 $9,819
Required annual income before taxes $24,708 $56,773 $65,091 $78,238 $39,430 $47,358 $52,516 $58,338 $59,030 $37,448 $61,457 $70,499 $80,204

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $92,276
Business & Financial Operations $65,077
Computer & Mathematical $80,271
Architecture & Engineering $76,032
Life, Physical, & Social Science $62,145
Community & Social Service $40,984
Legal $76,711
Education, Training, & Library $63,029
Arts, Design, Entertainment, Sports, & Media $45,284
Healthcare Practitioners & Technical $73,265
Healthcare Support $33,228
Protective Service $52,588
Food Preparation & Serving Related $25,204
Building & Grounds Cleaning & Maintenance $29,997
Personal Care & Service $29,020
Sales & Related $26,911
Office & Administrative Support $38,813
Farming, Fishing, & Forestry $36,221
Construction & Extraction $54,985
Installation, Maintenance, & Repair $51,456
Production $38,978
Transportation & Material Moving $34,400