Living Wage Calculation for South Bend-Mishawaka, IN

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.14 $21.22 $25.95 $31.73 $17.03 $21.12 $23.57 $25.76 $12.15 $8.14 $12.15 $14.26 $16.23
Poverty Wage $5.00 $7.00 $9.00 $11.00 $7.00 $9.00 $11.00 $13.00 $3.00 $4.00 $5.00 $6.00
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $3,047 $4,613 $6,867 $9,073 $5,587 $7,069 $9,079 $11,031 $5,587 $7,069 $9,079 $11,031
Child Care $0 $5,673 $8,789 $11,906 $0 $0 $0 $0 $0 $5,673 $8,789 $11,906
Medical $2,174 $5,891 $5,604 $5,765 $5,089 $5,604 $5,765 $5,623 $5,089 $5,604 $5,765 $5,623
Housing $6,006 $9,325 $9,325 $11,922 $7,368 $9,325 $9,325 $11,922 $6,006 $9,325 $9,325 $11,922
Transportation $4,235 $8,042 $10,504 $11,460 $8,042 $10,504 $11,460 $11,498 $8,042 $10,504 $11,460 $11,498
Other $2,560 $4,175 $5,027 $6,260 $4,175 $5,027 $6,260 $5,702 $4,175 $5,027 $6,260 $5,702
Required annual income after taxes $18,022 $37,718 $46,116 $56,386 $30,260 $37,530 $41,889 $45,777 $28,898 $43,203 $50,678 $57,683
Annual taxes $3,076 $6,422 $7,853 $9,612 $5,152 $6,390 $7,133 $7,804 $4,965 $7,357 $8,631 $9,833
Required annual income before taxes $21,098 $44,140 $53,970 $65,997 $35,413 $43,920 $49,021 $53,581 $50,560 $33,863 $50,560 $59,308 $67,516

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $76,670
Business & Financial Operations $54,900
Computer & Mathematical $56,090
Architecture & Engineering $66,710
Life, Physical, & Social Science $42,360
Community & Social Service $41,140
Legal $67,640
Education, Training, & Library $48,110
Arts, Design, Entertainment, Sports, & Media $33,830
Healthcare Practitioners & Technical $57,370
Healthcare Support $26,270
Protective Service $39,320
Food Preparation & Serving Related $19,140
Building & Grounds Cleaning & Maintenance $23,920
Personal Care & Service $20,120
Sales & Related $24,000
Office & Administrative Support $30,950
Farming, Fishing, & Forestry $0
Construction & Extraction $45,620
Installation, Maintenance, & Repair $40,180
Production $31,930
Transportation & Material Moving $27,590