Living Wage Calculation for St. Cloud, MN

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.55 $23.91 $28.05 $35.67 $17.85 $21.15 $24.25 $26.86 $16.65 $8.56 $12.86 $15.63 $18.16
Poverty Wage $5.00 $7.00 $9.00 $11.00 $7.00 $9.00 $11.00 $13.00 $3.00 $4.00 $5.00 $6.00
Minimum Wage $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65 $9.65

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $3,050 $4,489 $6,755 $8,966 $5,592 $6,953 $8,975 $10,932 $5,592 $6,953 $8,975 $10,932
Child Care $0 $7,835 $12,041 $16,248 $0 $0 $0 $0 $0 $7,835 $12,041 $16,248
Medical $2,390 $6,801 $6,520 $6,577 $4,864 $6,520 $6,577 $6,247 $4,864 $6,520 $6,577 $6,247
Housing $5,832 $8,880 $8,880 $12,192 $7,176 $8,880 $8,880 $12,192 $5,832 $8,880 $8,880 $12,192
Transportation $4,173 $8,624 $9,053 $10,868 $8,624 $9,053 $10,868 $10,827 $8,624 $9,053 $10,868 $10,827
Other $2,877 $4,652 $5,131 $6,563 $4,652 $5,131 $6,563 $6,088 $4,652 $5,131 $6,563 $6,088
Required annual income after taxes $18,323 $41,281 $48,380 $61,415 $30,907 $36,538 $41,865 $46,286 $29,563 $44,373 $53,906 $62,534
Annual taxes $3,631 $8,460 $9,958 $12,786 $6,217 $7,454 $8,577 $9,585 $6,029 $9,110 $11,122 $13,020
Required annual income before taxes $21,954 $49,741 $58,338 $74,201 $37,124 $43,992 $50,441 $55,871 $51,947 $35,592 $53,483 $65,028 $75,554

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $82,318
Business & Financial Operations $56,826
Computer & Mathematical $68,029
Architecture & Engineering $61,480
Life, Physical, & Social Science $60,608
Community & Social Service $45,920
Legal $60,475
Education, Training, & Library $41,953
Arts, Design, Entertainment, Sports, & Media $39,217
Healthcare Practitioners & Technical $71,607
Healthcare Support $30,914
Protective Service $45,151
Food Preparation & Serving Related $20,879
Building & Grounds Cleaning & Maintenance $29,213
Personal Care & Service $23,954
Sales & Related $27,132
Office & Administrative Support $35,035
Farming, Fishing, & Forestry $35,137
Construction & Extraction $47,950
Installation, Maintenance, & Repair $42,128
Production $36,244
Transportation & Material Moving $34,348