Living Wage Calculation for Owensboro, KY

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.91 $22.51 $27.93 $35.17 $17.22 $21.18 $23.74 $25.87 $24.20 $8.60 $12.40 $15.30 $17.99
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $2,994 $4,413 $6,644 $8,812 $5,489 $6,832 $8,822 $10,741 $5,489 $6,832 $8,822 $10,741
Child Care $0 $6,280 $11,915 $17,549 $0 $0 $0 $0 $0 $6,280 $11,915 $17,549
Medical $2,269 $6,871 $6,527 $6,609 $4,986 $6,527 $6,609 $6,329 $4,986 $6,527 $6,609 $6,329
Housing $6,408 $8,556 $8,556 $10,824 $6,444 $8,556 $8,556 $10,824 $6,408 $8,556 $8,556 $10,824
Transportation $4,623 $8,424 $9,905 $11,459 $8,424 $9,905 $11,459 $11,329 $8,424 $9,905 $11,459 $11,329
Other $2,824 $4,697 $5,099 $5,935 $4,697 $5,099 $5,935 $5,808 $4,697 $5,099 $5,935 $5,808
Required annual income after taxes $19,118 $39,240 $48,646 $61,189 $30,039 $36,919 $41,382 $45,031 $30,003 $43,199 $53,297 $62,580
Annual taxes $3,582 $7,584 $9,442 $11,972 $5,781 $7,126 $8,007 $8,780 $5,775 $8,366 $10,360 $12,246
Required annual income before taxes $22,699 $46,824 $58,088 $73,160 $35,820 $44,045 $49,389 $53,811 $50,334 $35,779 $51,565 $63,657 $74,826

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $80,785
Business & Financial Operations $50,253
Computer & Mathematical $57,773
Architecture & Engineering $72,524
Life, Physical, & Social Science $56,116
Community & Social Service $39,595
Legal $69,202
Education, Training, & Library $49,090
Arts, Design, Entertainment, Sports, & Media $35,285
Healthcare Practitioners & Technical $58,668
Healthcare Support $27,765
Protective Service $26,603
Food Preparation & Serving Related $19,258
Building & Grounds Cleaning & Maintenance $23,311
Personal Care & Service $20,657
Sales & Related $21,274
Office & Administrative Support $30,213
Farming, Fishing, & Forestry $27,477
Construction & Extraction $40,192
Installation, Maintenance, & Repair $46,282
Production $38,577
Transportation & Material Moving $32,518