Living Wage Calculation for Owensboro, KY

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.11 $20.67 $26.76 $33.60 $16.42 $20.68 $23.15 $25.08 $11.91 $8.20 $11.91 $14.68 $17.17
Poverty Wage $5.00 $7.00 $9.00 $11.00 $7.00 $9.00 $11.00 $13.00 $3.00 $4.00 $5.00 $6.00
Minimum Wage $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25 $7.25

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $2,983 $4,516 $6,722 $8,882 $5,469 $6,921 $8,888 $10,799 $5,469 $6,921 $8,888 $10,799
Child Care $0 $5,483 $10,793 $16,104 $0 $0 $0 $0 $0 $5,483 $10,793 $16,104
Medical $1,998 $5,760 $5,474 $5,634 $4,910 $5,474 $5,634 $5,492 $4,910 $5,474 $5,634 $5,492
Housing $5,904 $7,956 $7,956 $9,984 $5,940 $7,956 $7,956 $9,984 $5,904 $7,956 $7,956 $9,984
Transportation $4,401 $8,358 $10,918 $11,911 $8,358 $10,918 $11,911 $11,951 $8,358 $10,918 $11,911 $11,951
Other $2,458 $4,008 $4,826 $6,010 $4,008 $4,826 $6,010 $5,474 $4,008 $4,826 $6,010 $5,474
Required annual income after taxes $17,744 $36,081 $46,689 $58,525 $28,685 $36,095 $40,399 $43,700 $28,649 $41,578 $51,192 $59,804
Annual taxes $3,289 $6,909 $8,982 $11,360 $5,470 $6,912 $7,753 $8,464 $5,465 $7,983 $9,862 $11,610
Required annual income before taxes $21,033 $42,991 $55,671 $69,885 $34,155 $43,006 $48,152 $52,164 $49,561 $34,114 $49,561 $61,054 $71,415

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $77,950
Business & Financial Operations $47,570
Computer & Mathematical $53,740
Architecture & Engineering $65,060
Life, Physical, & Social Science $46,820
Community & Social Service $39,090
Legal $54,300
Education, Training, & Library $47,420
Arts, Design, Entertainment, Sports, & Media $32,690
Healthcare Practitioners & Technical $50,730
Healthcare Support $24,390
Protective Service $22,880
Food Preparation & Serving Related $18,580
Building & Grounds Cleaning & Maintenance $19,900
Personal Care & Service $18,870
Sales & Related $22,110
Office & Administrative Support $28,180
Farming, Fishing, & Forestry $0
Construction & Extraction $40,300
Installation, Maintenance, & Repair $41,780
Production $33,960
Transportation & Material Moving $29,450