Living Wage Calculation for Niles-Benton Harbor, MI

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.79 $22.56 $27.74 $34.80 $17.45 $20.87 $23.47 $25.67 $24.22 $8.51 $12.44 $15.23 $17.81
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $3,058 $4,508 $6,786 $9,001 $5,607 $6,979 $9,012 $10,972 $5,607 $6,979 $9,012 $10,972
Child Care $0 $7,068 $12,287 $17,506 $0 $0 $0 $0 $0 $7,068 $12,287 $17,506
Medical $2,214 $5,536 $5,192 $5,274 $4,749 $5,192 $5,274 $4,993 $4,749 $5,192 $5,274 $4,993
Housing $6,036 $9,048 $9,048 $11,460 $6,804 $9,048 $9,048 $11,460 $6,036 $9,048 $9,048 $11,460
Transportation $4,866 $8,867 $10,426 $12,063 $8,867 $10,426 $12,063 $11,925 $8,867 $10,426 $12,063 $11,925
Other $2,785 $4,633 $5,030 $5,855 $4,633 $5,030 $5,855 $5,729 $4,633 $5,030 $5,855 $5,729
Required annual income after taxes $18,960 $39,659 $48,770 $61,159 $30,659 $36,675 $41,251 $45,080 $29,891 $43,743 $53,538 $62,586
Annual taxes $3,489 $7,275 $8,933 $11,232 $5,637 $6,732 $7,564 $8,306 $5,530 $8,018 $9,801 $11,492
Required annual income before taxes $22,449 $46,934 $57,703 $72,391 $36,296 $43,407 $48,815 $53,386 $50,375 $35,421 $51,761 $63,339 $74,078

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $94,570
Business & Financial Operations $69,685
Computer & Mathematical $76,742
Architecture & Engineering $88,830
Life, Physical, & Social Science $59,964
Community & Social Service $47,228
Legal $60,951
Education, Training, & Library $50,026
Arts, Design, Entertainment, Sports, & Media $44,687
Healthcare Practitioners & Technical $58,760
Healthcare Support $29,894
Protective Service $31,366
Food Preparation & Serving Related $20,348
Building & Grounds Cleaning & Maintenance $23,804
Personal Care & Service $25,162
Sales & Related $25,224
Office & Administrative Support $32,219
Farming, Fishing, & Forestry $29,812
Construction & Extraction $43,412
Installation, Maintenance, & Repair $43,875
Production $33,454
Transportation & Material Moving $26,582