Living Wage Calculation for Cumberland, MD

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $11.12 $24.16 $28.52 $35.21 $18.20 $21.59 $24.14 $26.76 $25.62 $8.84 $13.21 $15.59 $18.00
Poverty Wage $5.84 $7.91 $9.99 $12.07 $7.91 $9.99 $12.07 $14.14 $3.96 $5.00 $6.03 $7.07
Minimum Wage $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10 $10.10

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $2,994 $4,413 $6,644 $8,812 $5,489 $6,832 $8,822 $10,741 $5,489 $6,832 $8,822 $10,741
Child Care $0 $8,452 $12,324 $16,195 $0 $0 $0 $0 $0 $8,452 $12,324 $16,195
Medical $2,479 $7,633 $7,289 $7,372 $5,740 $7,289 $7,372 $7,091 $5,740 $7,289 $7,372 $7,091
Housing $6,324 $8,364 $8,364 $11,484 $7,272 $8,364 $8,364 $11,484 $6,324 $8,364 $8,364 $11,484
Transportation $4,623 $8,424 $9,905 $11,459 $8,424 $9,905 $11,459 $11,329 $8,424 $9,905 $11,459 $11,329
Other $2,824 $4,697 $5,099 $5,935 $4,697 $5,099 $5,935 $5,808 $4,697 $5,099 $5,935 $5,808
Required annual income after taxes $19,243 $41,982 $49,625 $61,257 $31,621 $37,489 $41,952 $46,453 $30,673 $45,941 $54,276 $62,648
Annual taxes $3,889 $8,265 $9,694 $11,982 $6,235 $7,425 $8,260 $9,214 $6,103 $9,006 $10,564 $12,243
Required annual income before taxes $23,133 $50,247 $59,320 $73,239 $37,856 $44,914 $50,211 $55,667 $53,290 $36,776 $54,947 $64,840 $74,891

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $84,735
Business & Financial Operations $58,349
Computer & Mathematical $0
Architecture & Engineering $68,739
Life, Physical, & Social Science $65,755
Community & Social Service $45,294
Legal $56,075
Education, Training, & Library $57,269
Arts, Design, Entertainment, Sports, & Media $43,299
Healthcare Practitioners & Technical $61,641
Healthcare Support $29,534
Protective Service $49,234
Food Preparation & Serving Related $20,718
Building & Grounds Cleaning & Maintenance $24,360
Personal Care & Service $21,150
Sales & Related $21,696
Office & Administrative Support $29,442
Farming, Fishing, & Forestry $38,937
Construction & Extraction $42,486
Installation, Maintenance, & Repair $39,235
Production $32,867
Transportation & Material Moving $31,098