Living Wage Calculation for Cumberland, MD

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.18 $23.48 $28.54 $34.90 $17.31 $22.08 $24.54 $27.02 $13.31 $8.26 $13.31 $15.55 $17.81
Poverty Wage $5.00 $7.00 $9.00 $11.00 $7.00 $9.00 $11.00 $13.00 $3.00 $4.00 $5.00 $6.00
Minimum Wage $8.75 $8.75 $8.75 $8.75 $8.75 $8.75 $8.75 $8.75 $8.75 $8.75 $8.75 $8.75

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $2,983 $4,516 $6,722 $8,882 $5,469 $6,921 $8,888 $10,799 $5,469 $6,921 $8,888 $10,799
Child Care $0 $7,952 $11,531 $15,109 $0 $0 $0 $0 $0 $7,952 $11,531 $15,109
Medical $2,405 $8,189 $7,903 $8,063 $5,487 $7,903 $8,063 $7,921 $5,487 $7,903 $8,063 $7,921
Housing $5,400 $7,896 $7,896 $10,896 $6,828 $7,896 $7,896 $10,896 $5,400 $7,896 $7,896 $10,896
Transportation $4,401 $8,358 $10,918 $11,911 $8,358 $10,918 $11,911 $11,951 $8,358 $10,918 $11,911 $11,951
Other $2,458 $4,008 $4,826 $6,010 $4,008 $4,826 $6,010 $5,474 $4,008 $4,826 $6,010 $5,474
Required annual income after taxes $17,646 $40,919 $49,796 $60,870 $30,151 $38,463 $42,768 $47,041 $28,723 $46,415 $54,299 $62,150
Annual taxes $3,528 $7,927 $9,569 $11,713 $5,852 $7,473 $8,269 $9,156 $5,655 $8,944 $10,401 $11,950
Required annual income before taxes $21,175 $48,846 $59,364 $72,584 $36,002 $45,937 $51,037 $56,197 $55,359 $34,378 $55,359 $64,700 $74,100

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $80,370
Business & Financial Operations $57,540
Computer & Mathematical $60,510
Architecture & Engineering $74,290
Life, Physical, & Social Science $64,940
Community & Social Service $35,740
Legal $54,770
Education, Training, & Library $49,060
Arts, Design, Entertainment, Sports, & Media $37,800
Healthcare Practitioners & Technical $59,200
Healthcare Support $28,080
Protective Service $44,810
Food Preparation & Serving Related $18,900
Building & Grounds Cleaning & Maintenance $22,160
Personal Care & Service $19,350
Sales & Related $20,710
Office & Administrative Support $28,730
Farming, Fishing, & Forestry $0
Construction & Extraction $41,920
Installation, Maintenance, & Repair $36,980
Production $36,440
Transportation & Material Moving $26,020