Living Wage Calculation for Cumberland, MD

The living wage shown is the hourly rate that an individual must earn to support their family, if they are the sole provider and are working full-time (2080 hours per year). All values are per adult in a family unless otherwise noted. The state minimum wage is the same for all individuals, regardless of how many dependents they may have. The poverty rate is typically quoted as gross annual income. We have converted it to an hourly wage for the sake of comparison.

For further detail, please reference the technical documentation here.

Hourly Wages 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Living Wage $10.71 $23.90 $27.71 $34.75 $17.98 $20.83 $23.80 $26.20 $16.55 $8.72 $12.81 $15.40 $17.69
Poverty Wage $5.80 $7.81 $9.82 $11.83 $7.81 $9.82 $11.83 $13.84 $3.90 $4.91 $5.91 $6.92
Minimum Wage $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25 $9.25

*Documentation for families with an adult working part-time is available separately, here.

Typical Expenses

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Annual Expenses 1 Adult 1 Adult 1 Child 1 Adult 2 Children 1 Adult 3 Children 2 Adults (1 Working) 2 Adults (1 Working) 1 Child 2 Adults (1 Working) 2 Children 2 Adults (1 Working) 3 Children 2 Adults (1 Working Part Time) 1 Child* 2 Adults 2 Adults 1 Child 2 Adults 2 Children 2 Adults 3 Children
Food $2,986 $4,394 $6,613 $8,777 $5,474 $6,807 $8,786 $10,702 $5,474 $6,807 $8,786 $10,702
Child Care $0 $8,400 $12,248 $16,095 $0 $0 $0 $0 $0 $8,400 $12,248 $16,095
Medical $2,507 $7,493 $7,212 $7,269 $5,607 $7,212 $7,269 $6,939 $5,607 $7,212 $7,269 $6,939
Housing $6,132 $8,196 $8,196 $11,208 $7,104 $8,196 $8,196 $11,208 $6,132 $8,196 $8,196 $11,208
Transportation $4,236 $8,754 $9,189 $11,032 $8,754 $9,189 $11,032 $10,989 $8,754 $9,189 $11,032 $10,989
Other $2,656 $4,294 $4,736 $6,059 $4,294 $4,736 $6,059 $5,620 $4,294 $4,736 $6,059 $5,620
Required annual income after taxes $18,517 $41,531 $48,195 $60,440 $31,233 $36,140 $41,342 $45,458 $30,261 $44,540 $53,590 $61,553
Annual taxes $3,750 $8,191 $9,442 $11,850 $6,166 $7,176 $8,152 $9,033 $6,030 $8,755 $10,453 $12,058
Required annual income before taxes $22,267 $49,722 $57,636 $72,290 $37,398 $43,317 $49,494 $54,491 $51,648 $36,291 $53,295 $64,043 $73,611

Typical Annual Salaries

These are the typical annual salaries for various professions in this location.

Occupational Area Typical Annual Salary
Management $86,121
Business & Financial Operations $57,164
Computer & Mathematical $63,376
Architecture & Engineering $75,512
Life, Physical, & Social Science $64,227
Community & Social Service $42,425
Legal $60,813
Education, Training, & Library $55,268
Arts, Design, Entertainment, Sports, & Media $35,824
Healthcare Practitioners & Technical $60,188
Healthcare Support $29,725
Protective Service $48,278
Food Preparation & Serving Related $19,926
Building & Grounds Cleaning & Maintenance $23,555
Personal Care & Service $20,408
Sales & Related $22,140
Office & Administrative Support $29,930
Farming, Fishing, & Forestry $39,463
Construction & Extraction $43,450
Installation, Maintenance, & Repair $37,659
Production $32,800
Transportation & Material Moving $30,361